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【不乐观】11月卡尔加里房产报告

本地房产九月和十月的销售和去年同比有所改进,但在十一月又下降了。

 

在十一月里,总共有1227套售出,比2015年低了2.8%,比多年平均数值要低整整17%。而十月里有1600余套房产售出,比去年同期高出16%。

 

"就如我们所预计的一样,十月的增长是暂时性的,"卡尔加里地产局经济学家 Ann-Marie Laurie 着重提起了近期借贷政策的改动及其影响. "贷款难度的增加再加上卡城现阶段的经济气候,会给购买的需求带来压力。"

 

十一月起,Canada Mortgage and Housing Corp.正式对所有借款人增加了经济Stress Test(压力测试) 以确保借款人在收入出现变动时依然能够承担和支付贷款利息。压力测试在超过五年锁定利率的单子上曾经是不存在的。

 

  • 独立屋平均售价降至$498,300。这是2014年起首次低于50万。

  • 11月售出的所有房产的中位价是$427,000,比去年低了4%。

  • 所有房产的平均成交价格是$485,395,比去年增加了5.2%

  • 至今为止,本年总成交量为10,642套,比去年低了3.1%

  • ​公寓销量只有2,582套,比去年低了整整16%

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